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Lupton & Luce Blog Page 3

View the latest blog posts from Lupton & Luce.

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Monday, September 25, 2023

Hired and Non-Owned Auto Insurance for Small Businesses

Small business owners often find themselves in situations where they or their employees drive vehicles not owned by the company. Whether renting a car for a business trip or an employee using their personal vehicle for company errands, these scenarios are common. READ MORE >>

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Wednesday, August 23, 2023

What About Home and Auto Insurance Changes When a Child Is Away at College?

When your child leaves for college, it’s a period of profound change that can be a challenging adjustment. Many moving parts and checklists must be completed for this new life experience. One item you should add to your list is speaking with your insurance provider to ensure your student still has coverage while they are away. READ MORE >>

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Thursday, July 20, 2023

Do You Need Liquor Liability?

Liquor liability insurance is critical for businesses that provide alcohol to customers. Alcohol consumption can lead to accidents, injuries, property damage and even legal issues, but liquor liability insurance can help businesses mitigate the financial consequences of such incidents. READ MORE >>

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Wednesday, June 21, 2023

The Pros and Cons of Choosing a High Deductible Auto Insurance Policy on Long Island

Your auto insurance deductible is paid out of pocket before your insurance coverage kicks in and pays for a covered incident. This cost is separate from your premium, which tends to be smaller when you pick a policy with a high deductible. READ MORE >>

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Wednesday, May 31, 2023

Recent Rise in Kia and Hyundai Auto Thefts

According to a recent report from the Insurance Institute for Highway Safety (IIHS), Hyundai and Kia models have become easy targets for thieves amid a surge in car thefts. The rise in thefts has been linked to viral social media videos detailing how to start specific models of Kias and Hyundais without a key. READ MORE >>

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Monday, April 24, 2023

Getting Your Boat Ready for Summer In Long Island

As the weather warms, you’re likely considering getting your boat on the water. But before you head out, you or a certified marine technician might need to do some essential maintenance to prepare your boat for the summer months ahead, especially if you’ve winterized your watercraft. READ MORE >>

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Friday, March 31, 2023

How Are Home Replacement Costs Affecting Home Insurance?

When you purchase homeowners insurance, getting enough coverage to cover the entire cost of replacing your home can be wise. If a devastating event destroys your home, the last thing you want to do is worry about how you will afford rebuilding costs.   READ MORE >>

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Friday, February 24, 2023

Events and Changes to Discuss With Your Insurance Agent

Life is full of momentous occasions and significant changes that may impact your risk profile and, therefore your insurance needs. Even the most joyous occasions can create additional exposures to be accounted for. Fortunately, a qualified insurance agent can help ensure that your coverage adapts to suit changes in your circumstances. READ MORE >>

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Tuesday, January 31, 2023

How Inflation Is Affecting Business Insurance Costs

Economic trends have wide-reaching implications, including within the insurance market. For businesses of all sizes and sectors, this is apparent in how recent inflation and rising building costs have affected their business insurance premiums. READ MORE >>

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Thursday, December 22, 2022

Understanding Commercial Property Owners’ Snow Removal Obligations

Commercial property owners bear many responsibilities, some of which may involve seasonal obligations. Amid the cold weather months, commercial property owners must be aware of their snow and ice removal duties.   READ MORE >>

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