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Lupton & Luce Blog

View the latest blog posts from Lupton & Luce.

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Monday, April 21, 2025

Does Pet Insurance Cover Preexisting Conditions?

Pet insurance can be a beneficial resource for pet owners, offering financial assistance for unforeseen veterinary costs. However, one of the most common concerns is whether pet insurance covers preexisting conditions. The answer is nuanced and depends on the type of condition and the insurance provider. READ MORE >>

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Friday, March 28, 2025

What Events Affect Your Need for Life Insurance?

  Throughout life’s many twists and turns, using life insurance to plan for the future and secure your family’s financial stability can be invaluable. Still, even if you’ve researched policies and dedicated extensive resources toward these efforts, constant vigilance is necessary to ensure your decisions and preparations remain sufficient. READ MORE >>

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Thursday, February 27, 2025

Nonrenewal Notices and How They Work in New York

  Receiving a nonrenewal notice from your auto or homeowners insurance carrier can be a stressful experience, leaving you uncertain about your next steps. However, understanding the reasons for the nonrenewal and knowing how to address them can help you manage this challenge effectively. READ MORE >>

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Friday, January 31, 2025

New Year’s Resolutions for Business Owners

  It’s a new year with new challenges and opportunities. When the calendar turns, it’s the perfect time for business owners to evaluate their insurance coverage and make appropriate changes. After all, the 2024 business landscape isn’t necessarily what you can expect in 2025. READ MORE >>

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Friday, December 27, 2024

Why Home and Auto Insurance Premiums Are Rising

Why Home and Auto Insurance Premiums Are Rising Insurance premiums for home and auto policies have been on the rise, and many consumers are feeling the pinch. Understanding the reasons behind these increases can help you navigate the changing landscape and make informed decisions about your coverage. READ MORE >>

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Friday, November 22, 2024

The Growing Threat of Phishing and How Cyber Insurance Can Protect Your Business

Over the years, technology has become increasingly engrained in workplaces of all sizes and across all sectors. Email may have once seemed like a revolutionary integration, but it is now a standard staple of most companies’ communication processes. READ MORE >>

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Thursday, October 31, 2024

Water Damage—The Most Common Insurance Claim

Water Damage—The Most Common Insurance Claim Water damage is one of the most common and costly issues homeowners face, often leading to insurance claims. However, with proactive measures, you can significantly reduce the risk of water damage and avoid the hassle of filing claims. READ MORE >>

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Monday, September 30, 2024

NYS Disability Benefits

NYS Disability Benefits Disability benefits are designed to offer financial assistance to employees who are temporarily unable to perform their job duties due to a disability. New York state mandates a minimum benefit amount of $170 per week. READ MORE >>

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Friday, August 30, 2024

Top 10 Tips for Reducing Hurricane Insurance Premiums

Top 10 Tips for Reducing Hurricane Insurance Premiums Homeowners should consider comprehensive insurance coverage as a crucial investment. A well-chosen insurance portfolio can offer financial protection against the unpredictable and potentially catastrophic impacts of hurricanes and severe weather. READ MORE >>

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Tuesday, July 30, 2024

Tips to Help You Buy Small Business Insurance

Tips to Help You Buy Small Business Insurance As a small business owner, navigating your insurance needs can be overwhelming. But securing the right coverage is essential for managing risk and helping to ensure your venture’s success. 8 Tips for Finding Small Business Insurance READ MORE >>

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