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Lupton & Luce Inc. Blog

View the latest blog posts from Lupton & Luce Inc..

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Friday, February 24, 2023

Events and Changes to Discuss With Your Insurance Agent

Life is full of momentous occasions and significant changes that may impact your risk profile and, therefore your insurance needs. Even the most joyous occasions can create additional exposures to be accounted for. Fortunately, a qualified insurance agent can help ensure that your coverage adapts to suit changes in your circumstances. READ MORE >>

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Tuesday, January 31, 2023

How Inflation Is Affecting Business Insurance Costs

Economic trends have wide-reaching implications, including within the insurance market. For businesses of all sizes and sectors, this is apparent in how recent inflation and rising building costs have affected their business insurance premiums. READ MORE >>

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Thursday, December 22, 2022

Understanding Commercial Property Owners’ Snow Removal Obligations

Commercial property owners bear many responsibilities, some of which may involve seasonal obligations. Amid the cold weather months, commercial property owners must be aware of their snow and ice removal duties.   READ MORE >>

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Tuesday, December 20, 2022

Wondering Why Your Auto Insurance Increased?

Wondering Why Your Auto Insurance Went Up? Your policy may be affected by one or more of the following reasons. 1. As people return to pre-pandemic activities, there are more cars on the road than at the beginning of the pandemic, and therefore there is an increased risk of accident. 2. READ MORE >>

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Wednesday, November 30, 2022

Dangerous Driving Conditions in the Fall

Fall is a beautiful time of year, especially in Riverhead, New York, where the trees turn crimson before losing their leaves. These colorful leaves are a reminder that the weather is changing, roadways are becoming more hazardous, and you must drive cautiously to avoid possible mishaps.  READ MORE >>

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Wednesday, November 30, 2022

Wondering Why Your Homeowners Insurance Went Up?

Nine out of ten homeowners are paying more for insurance this year, and you may be affected by one or more of the following reasons. 1. Inflation, labor shortages, and supply chain issues have led to significantly higher building costs. READ MORE >>

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Monday, October 24, 2022

Homeowners Insurance—Are You Missing Out on Discounts?

As a homeowner, protecting your property and finances with a suitable homeowners insurance policy is essential. Homes are one of the most significant investments a person can make, and lacking adequate coverage can lead to devastating losses. READ MORE >>

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Wednesday, September 14, 2022

Does Your Business Need Cyber Liability Insurance?

You hear about large companies — like Target, Home Depot and Sony — getting hacked, leading to hundreds of thousands of dollars (or even more!) in damages. But these news stories overshadow cases of cybercrime when it comes to smaller businesses. In fact, small businesses face a greater risk of being hacked. READ MORE >>

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Friday, August 12, 2022

Why E-Commerce Store Owners Need Cyber Liability Insurance

Many people today shop online because of the convenience, and e-commerce store owners are profiting nicely because of this. However, many of these entrepreneurs haven't bothered to get insurance because they haven't thought through the liability risks they are facing. READ MORE >>

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Wednesday, August 10, 2022

How to Prepare if a Flood is Coming

While some floods are unexpected, others can be predicted, giving you time to plan ahead and prepare for the worst. Taking these precautionary steps before a flood strikes can significantly reduce the time, effort and money you’ll need to put into cleanup efforts; not to mention, you can save your most treasured possessions. READ MORE >>

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