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Auto, Home, Business Insurance | Lupton & Luce Insurance

Auto, Home, Business Insurance in Riverhead, NY and throughout Long Island, NY.

Insuring our local community since 1939.

Welcome to the Lupton & Luce Insurance Agency. Since 1939 our insurance team has provided insurance protection to the people on Long Island.

As a full-service insurance agency we can assist you, your family, your employees, and your business by providing insurance coverage at an affordable price. We offer a complete array of personal and commercial insurance. As your independent agent, we work for you to provide you with insurance options.

Featured Products

Renters Insurance Renters Flood Insurance Flood Contractors Insurance Contractors Wineries & Distilleries Insurance Wineries & Distilleries Emergency Services Insurance Emergency Services B&B Programs Insurance B & B Programs
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Featured Carriers

  • Nationwide
  • Utica National
  • NYCM
  • Utica First
  • Amtrust
  • Liberty Mutual
  • Travelers
  • Safeco
  • Merchants
  • Progressive
  • Nationwide
  • Utica National
  • NYCM
  • Utica First
  • Amtrust
  • Liberty Mutual
  • Travelers
  • Safeco
  • Merchants
  • Progressive

Please be advised that the information contained on this website is for informational purposes only, and none of the information provided is a guarantee that insurance will be obtained, or that the agency is obligated to procure coverage for the website visitor.

Please be advised that any omissions or misstatements in information provided when obtaining insurance may result in a declination of coverage by an insurance company.

What clients say

"The name should be Lupton & Luce Personal Service Agency. Not only do they respond quickly to anything I may call them about, but they frequently reach out to me to check if there is anything they can help me with. And when I recently came across a difficult insurance request, Michael Luce was able to sea..."
-samuel rispoli
"It is such a pleasure working with Alaina! She provides us with great service & always a prompt, helpful response. Thank you to the entire Lupton & Luce team for always taking good care of us here at Wedel Signs...."
-Wedel Signs
"Dawn and the whole Lupton & Luce team consistently work to ensure I am covered and that my affairs are always in order. In a busy world that we live in, this team gets it done. Thank you, thank you, thank you…..."
-George Andrinopoulos
"
Dawn was very helpful with getting the amount of insurance I needed. I would recommend Lupton and Luce to anyone looking to save on auto insurance!
..."
-Carolyn Crymer
"I have had the pleasure of working with Katie Cantwell over the past 7+ years. With everything that adds stress in our lives- one thing I haven’t had to worry about is my insurance policy. Katie is always there for support and looks out for the best interest for her clients. She is quick to answer and works hard to meet the specific needs..."
-Jeanne Timmons
"I’ve had my business insured through Lupton and Luce since 2009. Everyone from Pam to Ellie and Ken is a pleasure to work with and always there to help. Highly recommend Lupton and Luce for all your insurance needs.
 
..."
-Lucas Papantoniou
"Great organization to work with...the best of the best! Mark Patrick gave us 110% whenever we needed anything...best insurance man on Long Island! I would wholeheartedly recommend Lupton and Luce for your insurance needs!
 
..."
-Deborah Davis
"I worked with Ray Ricca to move my auto insurance policy from USAA to New York Central Mutual. Throughout the process Ray was very knowledgeable and responsive, either by phone or text message. Ray recommended coverages and carriers and always explained why he thought they were advantageous but I never felt pressured to buy more insurance..."
-Ben Davi
"Ray from Lupton & Luce is phenomenal! I bought my first ever renters insurance policy from Ray after doing an in depth search for a trustworthy agent. Ray explained every single coverage/option thoroughly and in a way that was easy to understand. He provided his undivided attention during our conversation and answered every question I..."
-Anna Cage
"Mark Patrick was recommended to us by a local business owner. When I reached out to Mark he immediately called me from vacation. It's hard enough to get anyone to return a call and Mark called from vacation. We couldn't be happier with the service and best of all we have a better policy with more coverage that cost us less! I have recomme..."
-ELIZABETH
"His knowledge and friendly mannerism with which Mark Patrick handled our insurance dealings went above and beyond my expectations. He was readily available for questions and answered them professionally and with respect. I highly endorse Mark as a top agent to this company...."
-Dan Griffin
"Mark Patrick and Dannile are simply the best. I’ve had Lipton & Luce for personal and business insurances for years, and I’d not go anywhere else. Personal and professional with 100% integrity. Excellent service. Impossible to beat this team!..."
-Jeffrey Seeman
"

I’ve had my business insured through Lupton & Luce since 2009. Everyone s a pleasure to work with and always there to help. Highly recommend Lupton & Luce for all your insurance needs.

..."
-Lucas P.
"

We've been using them for years. Friendly staff. Trouble free transactions. Highly recommend!

..."
-Scott F.
"

Lupton & Luce takes care of all of my insurances Auto, Home, Business Liability and Worker's Comp. It saves me time and money.

..."
-Joe I.
"From start to finish the entire experience was awesome – so understanding and expedient. Thank you – this is why we have been with your agency for so many decades.
..."
-Denise S.
"The people at Lupton & Luce handled my claim professionally and thoroughly.
..."
-Don C.
"Just wanted to say that it’s been an absolute pleasure working with you. It’s so gratifying to deal with someone who understands you and helps you with all your questions and concerns. Thank you. In my opinion, you’re a definite asset to Lupton and Luce and they’re lucky to have you in their employ.
..."
-Diane & Ed A.
"Your office has always been tops…all personnel are helpful and courteous and willing to go the extra mile.
..."
- Janet W.
"My advice in regards to my long standing relationship with L+L . With auto-life-home owner -professional insurance under one roof and the truly very Personable, Knowledgeable, Honest ,Responsive and Community Minded team I know a new client will be very satisfied! 
Bob Pace Real Estate Broker and a client for nearly 50 years.-Bob P.
"I have dealt with Lupton & Luce for several years. First as a commercial broker & then personally. Not only are they extremely professional but their goal is to make securing insurance a pleasant experience. I have dealt with many brokers as a purchaser & as attorney representing brokers & I have found them to be one of th..."
-Mark A.
"I have been dealing with Ken Rendeiro, Cassandra, Dawn and the rest of the staff at Lupton & Luce for a few years now and I can honestly say it has been an absolute pleasure. We have all of insurance with them and they are always on top of everything, they make it very simple to understand and are always attentive to our needs. This i..."
-Anthony D.
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225 Howell Ave., Riverhead NY 11901
P: 631.727.4114 | F: 631.727.7138 | E: info@luptonandluce.com
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