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Home > Blog > Lupton & Luce Inc. Blog: home insurance
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Lupton & Luce Inc. Blog: home insurance

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Wednesday, November 30, 2022

Wondering Why Your Homeowners Insurance Went Up?

Nine out of ten homeowners are paying more for insurance this year, and you may be affected by one or more of the following reasons. 1. Inflation, labor shortages, and supply chain issues have led to significantly higher building costs. READ MORE >>

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Monday, October 24, 2022

Homeowners Insurance—Are You Missing Out on Discounts?

As a homeowner, protecting your property and finances with a suitable homeowners insurance policy is essential. Homes are one of the most significant investments a person can make, and lacking adequate coverage can lead to devastating losses. READ MORE >>

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Wednesday, August 10, 2022

How to Prepare if a Flood is Coming

While some floods are unexpected, others can be predicted, giving you time to plan ahead and prepare for the worst. Taking these precautionary steps before a flood strikes can significantly reduce the time, effort and money you’ll need to put into cleanup efforts; not to mention, you can save your most treasured possessions. READ MORE >>

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Thursday, May 26, 2022

Does Your Homeowners Policy Cover a Graduation Party?

With about 1.5 million high school graduates in the United States this year, there could be one or more graduation parties in every neighborhood. While planning to celebrate your recent graduate, it’s wise to consider whether your current homeowners policy will cover any mishaps or accidents during your graduation party. READ MORE >>

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Thursday, February 24, 2022

Home Insurance for Long Island, NY

Winter is in full swing, which means there are weather-related hazards to be aware of that could impact your home. There are common winter home insurance claims that are filed as well as insurance policies that can cover these common claims. Learn about common claims to prevent them and keep your costs low. READ MORE >>

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Thursday, December 16, 2021

Decorate Safely During the Holidays

As the holiday season gets into full swing, many families decorate to spread some cheer and make their homes more festive. While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe throughout this holiday season, consider the following decorating tips. READ MORE >>

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Friday, October 15, 2021

Are Your Outbuildings and Fence Protected by Home Insurance?

Your home insurance typically covers the cost of fixing your fence and outbuildings. Usually, it's covered under Other Structures coverage. However, it's sometimes covered elsewhere, so it's important to ensure that your limits are high enough to cover damage to your fence, shed or other unattached structures. READ MORE >>

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Wednesday, February 17, 2021

Why You Must Schedule Items In Your Home Insurance

Insuring your home means not only insuring your dwelling, but also the possessions that you have inside it. After all, they are at as much of a risk of being damaged by a hazardous event as the house itself. As a foundational step to getting coverage, you must buy personal possessions insurance as part of your homeowners policy. READ MORE >>

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Tuesday, December 29, 2020

How Often Do You Have to Pay for Your Homeowners Insurance?

Insurance policies are going to cost money, including your homeowners policy. However, the cost of your plan—your premium—is going to be a lot less than any claim you will likely ever have to make against it. Still, you of course want to pay a price that will offer you a good value for your chosen benefits. READ MORE >>

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Friday, October 30, 2020

When Will Homeowners Insurance Not Pay?

You buy homeowners insurance because you want it to help you afford the costs of recovering from hazardous events on your property. After all, without it, you could face financial hardships as a result of a claim that has no coverage. However, you can’t buy the cheapest or most convenient policy option and expect it to provide adequate coverage. READ MORE >>

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