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Lupton & Luce Inc. Blog: insurance

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Thursday, May 26, 2022

Does Your Homeowners Policy Cover a Graduation Party?

With about 1.5 million high school graduates in the United States this year, there could be one or more graduation parties in every neighborhood. While planning to celebrate your recent graduate, it’s wise to consider whether your current homeowners policy will cover any mishaps or accidents during your graduation party. READ MORE >>

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Thursday, May 12, 2022

Do You Need Flood Insurance in Suffolk County?

Floodwaters can be devastating to your home and your finances. Many people believe their homeowners insurance will cover a flood loss, but this isn’t accurate. Homeowners need to purchase separate flood insurance— especially if they live in a flood-prone area, such as Suffolk County.  READ MORE >>

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Wednesday, April 20, 2022

The Three Major Areas of Business Insurance

From sole proprietorships to major corporations, all businesses face operational risks that can cause significant personal and financial loss. With so many different types of insurance to choose from, it can be overwhelming to know what coverage is best for your business. READ MORE >>

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Thursday, March 17, 2022

The Cost of General Liability for Small Businesses

As a small business owner, you may be wondering how much business insurance you actually need and how much is simply insurance companies trying to sell you expensive policies. Navigating the waters of business insurance can be confusing and time consuming, but it’s necessary to make sure your business is protected. READ MORE >>

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Thursday, February 24, 2022

Home Insurance for Long Island, NY

Winter is in full swing, which means there are weather-related hazards to be aware of that could impact your home. There are common winter home insurance claims that are filed as well as insurance policies that can cover these common claims. Learn about common claims to prevent them and keep your costs low. READ MORE >>

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Thursday, February 17, 2022

Auto Insurance for Long Island, New York

New York drivers are required to carry minimum amounts of liability coverage to register a vehicle. Unforeseen accidents such as collisions and injuries can occur at any given time while you’re on the road, especially during the winter. READ MORE >>

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Monday, January 31, 2022

The Numerous Benefits of Cyber Liability Coverage

Most businesses use computers in some shape or form these days. Yours might be no exception. Even if you only use a tablet app to calculate and ring up customers purchases, you still will collect data if they swipe their credit cards. That’s why you have to treat electronic data as carefully as you would any other written information. READ MORE >>

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Monday, January 24, 2022

The Structure Of Hurricane Deductibles

We know just how devastating and expensive hurricanes — even of the lowest categories — can be. Hurricane Katrina, in 2005, caused an estimated $81 billion in property damage (with a total economic loss of $150 billion), and insurers paid an estimated $41 billion in property damage costs. READ MORE >>

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Thursday, December 16, 2021

Decorate Safely During the Holidays

As the holiday season gets into full swing, many families decorate to spread some cheer and make their homes more festive. While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe throughout this holiday season, consider the following decorating tips. READ MORE >>

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Wednesday, December 15, 2021

Return-to-Work Programs

No employer wants to see their employees get injured or experience illness. After all, employees who take off of work due to an injury or illness are often less likely to return. And while the ultimate goal is for such employees to be able to resume their job duties safely—and as soon as po... READ MORE >>

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