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Lupton & Luce Blog Page 4

View the latest blog posts from Lupton & Luce.

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Wednesday, November 30, 2022

Dangerous Driving Conditions in the Fall

Fall is a beautiful time of year, especially in Riverhead, New York, where the trees turn crimson before losing their leaves. These colorful leaves are a reminder that the weather is changing, roadways are becoming more hazardous, and you must drive cautiously to avoid possible mishaps.  READ MORE >>

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Wednesday, November 30, 2022

Wondering Why Your Homeowners Insurance Went Up?

Nine out of ten homeowners are paying more for insurance this year, and you may be affected by one or more of the following reasons. 1. Inflation, labor shortages, and supply chain issues have led to significantly higher building costs. READ MORE >>

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Monday, October 24, 2022

Homeowners Insurance—Are You Missing Out on Discounts?

As a homeowner, protecting your property and finances with a suitable homeowners insurance policy is essential. Homes are one of the most significant investments a person can make, and lacking adequate coverage can lead to devastating losses. READ MORE >>

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Wednesday, September 14, 2022

Does Your Business Need Cyber Liability Insurance?

You hear about large companies — like Target, Home Depot and Sony — getting hacked, leading to hundreds of thousands of dollars (or even more!) in damages. But these news stories overshadow cases of cybercrime when it comes to smaller businesses. In fact, small businesses face a greater risk of being hacked. READ MORE >>

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Friday, August 12, 2022

Why E-Commerce Store Owners Need Cyber Liability Insurance

Many people today shop online because of the convenience, and e-commerce store owners are profiting nicely because of this. However, many of these entrepreneurs haven't bothered to get insurance because they haven't thought through the liability risks they are facing. READ MORE >>

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Wednesday, August 10, 2022

How to Prepare if a Flood is Coming

While some floods are unexpected, others can be predicted, giving you time to plan ahead and prepare for the worst. Taking these precautionary steps before a flood strikes can significantly reduce the time, effort and money you’ll need to put into cleanup efforts; not to mention, you can save your most treasured possessions. READ MORE >>

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Friday, July 29, 2022

How to Protect Your Property From Hurricanes

Hurricane season is a dangerous time for homeowners and businesses. These severe storms may include heavy winds, hail and flooding, which can cause severe bodily harm, wreak havoc on your property, and have lasting ramifications for your future. READ MORE >>

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Tuesday, July 19, 2022

What is a BOP and Does Your Business Need One?

Small businesses are often in a unique position. If you own a small business, you probably have big dreams, without the funds or time to match your ambitions. Business owners have to wear so many different hats to ensure that daily operations proceed as smoothly as possible. READ MORE >>

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Friday, June 24, 2022

Who Is Responsible When a Tree Falls Into a Neighbor’s Property?

Even when a tree is rooted on someone else’s property, if it falls onto your side of your property line, you are generally responsible for handling any damage and removing the portion of the tree on your property. Your homeowners insurance policy may help pay to repair or replace your damaged property and remove the tree from your yard or home. READ MORE >>

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Monday, June 13, 2022

Motorcycle Safety and Awareness

With the weather warming up, the urge to get your motorcycle out on the road for a spin is probably something you’re pondering. Like any motorized vehicle, motorcycles are susceptible and vulnerable to various unforeseen accidents. It’s essential to take precautions before taking your motorcycle for a ride to help prevent accidents. READ MORE >>

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