Wondering Why Your Auto Insurance Went Up?

Your policy may be affected by one or more of the following reasons.

1. As people return to pre-pandemic activities, there are more cars on the road than at the beginning of the pandemic, and therefore there is an increased risk of accident.

2. The cost of new and used cars, parts, repairs, and medical care has significantly increased. This means insurance companies are paying out much larger claims.

3. Rates may rise following a claim or infraction such as a speeding ticket.

4. If you live in an area affected by extreme weather, higher theft, or vandalism, your rates may go up to cover the increased risk.

Is there anything you can do about these increases? Yes!

1. Avoid surcharges due to claims or infractions by practicing safe driving habits. Some companies may even offer discounts for a safe driving record or enrolling in telematics programs that track your driving.

2. Ask our office about discounts you may be eligible for.

It's important to keep in mind that insurance rates can vary widely depending on a variety of factors, including your location, driving history, and the type of coverage you have. If you are concerned about the cost of your auto insurance, please contact our office.