Call Us 631-727-4114 ☰ ˟
Lupton & Luce
Call Us: 631-727-4114 Client Login
  • Home
  • Our Products
    • Personal InsuranceImage of right arrow
      • Automobile
      • Auto Liability
      • Collision
      • Comprehensive
      • Underinsured/Uninsured Motorist
      • Boat
      • Condominium
      • Flood
      • Homeowners
      • Homeowners Property Coverage (Dwelling Coverage)
      • Homeowners Liability
      • Life
      • Motorcycle
      • Personal Article Policy
      • Personal Umbrella
      • Renters
    • Commercial InsuranceImage of right arrow
      • Auto Repair Shop
      • B & B Programs
      • Business
      • Builder's Risk
      • Contractors
      • Commercial Auto
      • Cyber Liability
      • Disability
      • Emergency Services
      • Gas Station
      • General Liability
      • Wineries & Distilleries
      • Workers Compensation
  • Get A Quote
    • Automobile
    • Boat
    • Business
    • Disability
    • Flood
    • Homeowners
    • Life
    • Motorcycle
    • Renters
  • Make a Payment
  • Resources
    • File a Claim
    • Frequently Asked Questions
    • Join Our Newsletter
    • Hurricane Preparedness
    • Helpful Links
    • Refer a Friend
  • Blog
  • About Us
    • About Us
    • Community Involvement
    • Our Employees
    • Our Office
    • Our Partners
    • Our Reviews
    • Privacy Policy
  • Contact
Auto Insurance

Auto

Let us customize your insurance for the best possible price.

Learn More
Home Insurance

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Insurance

Business

Customize your business insurance for peace of mind.

Learn More
Life Insurance

Life

Let us help you protect you and your loved ones for years to come.

Learn More
Home > Blog > Make Sure You Are Prepared If You Break Down In Cold Weather
FRIDAY, FEBRUARY 26, 2021

Make Sure You Are Prepared If You Break Down In Cold Weather

car driving in heavy snow an overhead freeway sign reads winter conditions drive with care

Mechanical problems can be unfortunately common in cold weather, as different areas of your vehicle may be affected. It is important to know what to do if you break down far from home when it’s freezing outside.

Stay Warm

Stay warm as best you can, but make sure to do it in a safe way. Turing on your ignition every so often can help you stay warm when it’s cold outside. Clear snow away from your exhaust pipe and crack the windows to keep the vehicle well insulated when it is running. Unfortunately, running your engine isn’t always possible if your car won’t start. Make sure to keep a blanket and some winter clothes packed away in case you need them.

If you have enough gas, consider revving your engine every so often to keep warm.

Call For Help

Obviously, you will want to contact someone as soon as possible. If you have a cellphone with you, call someone nearby or emergency services immediately. You should consider having an extra phone charger that does not require a cord. If you have a phone charger with a cord, try to keep your vehicle running long enough to charge your phone and call for help.

Keep an Emergency Kit

You should always have an emergency kit in your vehicle, no matter what time of year it is. An emergency kit can help you in case you break down and need help or are injured.

As you normally would, have a spare tire and tools to help you repair a flat tire. In your emergency kit, you should have:

  • A blanket
  • Extra clothes
  • A lighter
  • A flashlight and extra batteries
  • Pocket warmers or hand warmers
  • A first aid kit
  • Ice scraper
  • Tire traction mats

Clear The Windows

Keep your windows as clear of snow as you can, so that you can see cars passing by. This is especially important as you wait on help or if you are on the side of a busy road or highway. It can help other people see that there is someone inside the vehicle.

Don’t Try Shoveling Yourself Out

Clear snow away from your windows and exhaust pipe and remain inside the vehicle if possible. Refrain from trying to dig your way out, as this can have the opposite effect of burying your vehicle deeper in the snow.

Stay Inside If Possible

If you can, remain in the vehicle both to keep warm and keep safe. Only walk if you can clearly see a safe, indoor location, such as a store where you may be able to warm up and receive help. Wandering around looking for help can get you lost and put you in danger.

If your vehicle is no longer safe—such as if there is smoke billowing from your engine—exit the vehicle and call emergency services immediately.

Check Your Car Insurance Policy

Before an accident ever occurs, make sure to double check your car insurance policy. Not all policies are the same and it is important to ensure that you have the right amount of insurance to cover damages in case of a breakdown or other issue caused by the cold.

Many full coverage auto insurance policies also include roadside assistance, which can help you in the event you break down on the side of the road. It can often include towing and temporary transportation, so that you don’t have to remain in the cold after your vehicle breaks down.

Specifically, review your comprehensive and collision coverages, as these deal primarily with physical damage to your car that could occur while it is parked in the cold.

Ask your Lupton & Luce Insurance agent about what is and isn’t covered under your comprehensive coverage in the event you have to file a claim after an accident or breaking down in the cold.

It is most important, however, to be prepared and stay safe.

Also Read: Avoid Drinking and Driving

Get a Quote

Posted 11:15 AM

Tags: auto insurance, car insurance, cold weather preparation
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • home insurance(29)
  • blog(21)
  • insurance(18)
  • business insurance(17)
  • auto insurance(16)
  • home insurance riverhead(7)
  • auto insurance riverhead ny(6)
  • homeowners insurance(6)
  • car insurance(5)
  • cyber liability insurance(4)
  • auto insurance claims payments(3)
  • workers compensation insurance(3)
  • flood insurance(3)
  • general liability insurance(3)
  • hurricane insurance(2)
  • insurance inspection(2)
  • commercial auto insurance(2)
  • home insuranc(2)
  • car insurance riverhead ny(2)
  • home intruders(1)
  • dui(1)
  • home(1)
  • uber(1)
  • car cleaning(1)
  • life insurance(1)
  • ny(1)
  • business insurance claims(1)
  • lupton & luce insurance(1)
  • business liability insurance(1)
  • ride sharing(1)
  • general liability(1)
  • lupton and luce insurance(1)
  • grill(1)
  • liability coverage(1)
  • cleaning car(1)
  • money saving tips(1)
  • sales(1)
  • bop insurance(1)
  • renters insurance(1)
  • restaurant revitalization fund(1)
  • omissions insurance(1)
  • motorcycle insurance(1)
  • mortgage(1)
  • underinsured commercial auto coverage(1)
  • fires(1)
  • home improvements(1)
  • paid sick leave(1)
  • emergency services(1)
  • tenant rights(1)
  • direct sales(1)

View Mobile Version

Get In Touch!
631.727.4114

Contact Us
Facebook Twitter Logo LinkedIn Instagram

Resources

  • Get A Quote
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog

Contact Us

225 Howell Ave., Riverhead NY 11901
P: 631.727.4114 | F: 631.727.7138 | E: info@luptonandluce.com
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder