Call Us 631-727-4114 ☰ ˟
Lupton & Luce
Call Us: 631-727-4114 Client Login
  • Home
  • Our Products
    • Personal InsuranceImage of right arrow
      • Automobile
      • Auto Liability
      • Collision
      • Comprehensive
      • Underinsured/Uninsured Motorist
      • Boat
      • Condominium
      • Flood
      • Homeowners
      • Homeowners Property Coverage (Dwelling Coverage)
      • Homeowners Liability
      • Life
      • Motorcycle
      • Personal Article Policy
      • Personal Umbrella
      • Renters
    • Commercial InsuranceImage of right arrow
      • Auto Repair Shop
      • B & B Programs
      • Business
      • Builder's Risk
      • Contractors
      • Commercial Auto
      • Cyber Liability
      • Disability
      • Emergency Services
      • Gas Station
      • General Liability
      • Wineries & Distilleries
      • Workers Compensation
  • Get A Quote
    • Automobile
    • Boat
    • Business
    • Disability
    • Flood
    • Homeowners
    • Life
    • Motorcycle
    • Renters
  • Make a Payment
  • Resources
    • File a Claim
    • Frequently Asked Questions
    • Join Our Newsletter
    • Hurricane Preparedness
    • Helpful Links
    • Refer a Friend
  • Blog
  • About Us
    • About Us
    • Community Involvement
    • Our Employees
    • Our Office
    • Our Partners
    • Our Reviews
    • Privacy Policy
  • Contact
Auto Insurance

Auto

Let us customize your insurance for the best possible price.

Learn More
Home Insurance

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Insurance

Business

Customize your business insurance for peace of mind.

Learn More
Life Insurance

Life

Let us help you protect you and your loved ones for years to come.

Learn More
Home > Blog > Essential Business Insurance for Restaurants
TUESDAY, JUNE 4, 2019

Essential Business Insurance for Restaurants

Posted by Hal Luce on Jun 4, 2019 in Business Insurance |

Essential Business Insurance for Restaurants

Essential Business Insurance for Restaurants

As a business owner, having the right insurance in place to protect your assets is critical. If your business is a restaurant, you’ll have special insurance needs that are different than plenty of other businesses.

Here are some of the essential forms of business insurance restaurants should have.

Property Insurance

With property insurance, you have coverage for not only the physical structure of your restaurant but for the contents inside of it as well. This is useful if your restaurant is damaged, for example, by a fire and requires costly repairs.

Commercial General Liability

This is a very important part of a business insurance policy because it helps protect you from financial losses due to legal claims. For example, if a patron slips and falls in your restaurant and you’re sued, commercial general liability can help cover legal bills and medical costs.

Liquor Liability

If your restaurant serves alcohol, liquor liability will be very useful on your business insurance policy. If someone consumes alcohol in your establishment and goes on to injure themselves or someone else as a result, your restaurant could be liable for the damages. With liquor liability coverage, you’ll have the financial means to pay for legal bills and other damages.

Business Interruption Insurance

Let’s say your restaurant is damaged by a storm and is forced to close for several weeks while it’s repaired. With business interruption insurance, you’ll have a way of receiving the expected income you would have made during that time.

Inventory Insurance

If your restaurant were to lose power and all of your refrigerated food was spoiled, it would undoubtedly be a hefty cost to replace all of that food. That’s just one situation where a restaurant owner will benefit from inventory insurance!

These are just a few of the essential types of insurance your restaurant could need. If you’d like to learn more about properly insuring your restaurant, call us today!

Posted 5:12 AM

Tags: business insurance, business insurance, general liability, insurance, liability, property insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • home insurance(29)
  • blog(21)
  • insurance(18)
  • business insurance(17)
  • auto insurance(16)
  • home insurance riverhead(7)
  • auto insurance riverhead ny(6)
  • homeowners insurance(6)
  • car insurance(5)
  • cyber liability insurance(4)
  • auto insurance claims payments(3)
  • workers compensation insurance(3)
  • flood insurance(3)
  • general liability insurance(3)
  • hurricane insurance(2)
  • insurance inspection(2)
  • commercial auto insurance(2)
  • home insuranc(2)
  • car insurance riverhead ny(2)
  • home intruders(1)
  • dui(1)
  • home(1)
  • uber(1)
  • car cleaning(1)
  • life insurance(1)
  • ny(1)
  • business insurance claims(1)
  • lupton & luce insurance(1)
  • business liability insurance(1)
  • ride sharing(1)
  • general liability(1)
  • lupton and luce insurance(1)
  • grill(1)
  • liability coverage(1)
  • cleaning car(1)
  • money saving tips(1)
  • sales(1)
  • bop insurance(1)
  • renters insurance(1)
  • restaurant revitalization fund(1)
  • omissions insurance(1)
  • motorcycle insurance(1)
  • mortgage(1)
  • underinsured commercial auto coverage(1)
  • fires(1)
  • home improvements(1)
  • paid sick leave(1)
  • emergency services(1)
  • tenant rights(1)
  • direct sales(1)

View Mobile Version

Get In Touch!
631.727.4114

Contact Us
Facebook Twitter Logo LinkedIn Instagram

Resources

  • Get A Quote
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog

Contact Us

225 Howell Ave., Riverhead NY 11901
P: 631.727.4114 | F: 631.727.7138 | E: info@luptonandluce.com
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder