Wednesday, June 26, 2024 Motor vehicles come in many forms and may be used for various purposes. Certain vehicles may be geared primarily toward recreation and enjoyment, offering opportunities for exciting adventures and luxurious escapes. However, regardless of type, size or purpose, all motor vehicles require responsible owners to consider potential risks and exposures. READ MORE >>
Tuesday, April 30, 2024When you decide to rent out your home, whether for a short period or a longer term, it's crucial to understand how this decision can impact your homeowner's insurance. Not notifying your insurer about renting your home could lead to significant financial risks, particularly if you need to file a claim. READ MORE >>
Wednesday, March 27, 2024Owning a home comes with many responsibilities, including protecting your investment with home insurance. While this type of coverage is essential for financially safeguarding your property against unforeseen events, the cost of premiums can sometimes burden your budget. READ MORE >>
Thursday, February 29, 2024Navigating the world of auto insurance in Suffolk County requires a clear understanding of the factors influencing your coverage and premiums. Lupton & Luce, located in Riverhead, New York, specializes in providing tailored car insurance solutions. READ MORE >>
Friday, November 17, 2023Insurance audits are often seen as a confusing process, but they are a crucial part of the insurance industry. These audits play a pivotal role in ensuring that insurance companies accurately assess and charge premiums, helping them maintain solvency while providing the necessary protection to their policyholders. READ MORE >>
Monday, October 23, 2023When it comes to the safety of your home and family, fire prevention should be a top priority. Fires can cause devastating damage and pose severe threats to lives and property. Fortunately, there are proactive steps you can take as a homeowner to reduce the risk of fires and ensure the safety of your loved ones. READ MORE >>
Monday, September 25, 2023Small business owners often find themselves in situations where they or their employees drive vehicles not owned by the company. Whether renting a car for a business trip or an employee using their personal vehicle for company errands, these scenarios are common. READ MORE >>
Wednesday, August 23, 2023When your child leaves for college, it’s a period of profound change that can be a challenging adjustment. Many moving parts and checklists must be completed for this new life experience. One item you should add to your list is speaking with your insurance provider to ensure your student still has coverage while they are away. READ MORE >>
Wednesday, June 21, 2023Your auto insurance deductible is paid out of pocket before your insurance coverage kicks in and pays for a covered incident. This cost is separate from your premium, which tends to be smaller when you pick a policy with a high deductible. READ MORE >>
Wednesday, May 31, 2023According to a recent report from the Insurance Institute for Highway Safety (IIHS), Hyundai and Kia models have become easy targets for thieves amid a surge in car thefts. The rise in thefts has been linked to viral social media videos detailing how to start specific models of Kias and Hyundais without a key. READ MORE >>
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