Lupton & Luce Blog: flood insurance
View the latest blog posts from Lupton & Luce.
Monday, October 27, 2025A flood insurance deductible is the amount you agree to pay out of pocket before your flood insurance policy begins to cover damages after a covered claim. For example, if you have a $2,000 deductible and experience $10,000 in covered flood damage, you would pay the first $2,000, and your policy would cover the remaining $8,000, up to your policy limits. READ MORE >>
Wednesday, August 10, 2022While some floods are unexpected, others can be predicted, giving you time to plan ahead and prepare for the worst. Taking these precautionary steps before a flood strikes can significantly reduce the time, effort and money you’ll need to put into cleanup efforts; not to mention, you can save your most treasured possessions. READ MORE >>
Thursday, May 12, 2022Floodwaters can be devastating to your home and your finances. Many people believe their homeowners insurance will cover a flood loss, but this isn’t accurate. Homeowners need to purchase separate flood insurance— especially if they live in a flood-prone area, such as Suffolk County. READ MORE >>
Tuesday, September 28, 2021As the most common natural disaster across the U.S., floods cause billions of dollars in damage each year and seem to only be growing in frequency. Floods are agitating at best and deadly at worst. Although bad weather is hard to predict and impossible to prevent, there are still steps you can take to protect your home when a flood occurs. READ MORE >>
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