Damage to the house, its attached or outlying structures  

Certain wind damages 

Damage from fallen trees and limbs 

Damage from snow or freezing rain 

Frozen or burst pipes 

Ice damage 

Damage from falling ice or snow 

Damage from the accumulated weight of snow on the structure 

Have well-insulated pipes. Well-insulated pipes, along with a check from the plumber, can ensure a low likelihood of freezing or bursting pipes.  

Inspect your attic. Your attic is typically less insulated than other areas of your house, meaning tit’s more prone to freezing.  

Weatherproof your home. To prevent cold air from entering your home, make sure your windows, doors, vents and other gaps where cold air might come in are weather tight.  

Install low-temperature alarms. These can be the most useful when installed in areas where there is plumbing.  

Look for cracks in the exterior walls of your home. Cold air can enter through cracks in the walls and cause pipes to burst. If you find any cracks, use caulk or call a trusted contractor.  

Run your water. 

Inspect heating appliances. As part of your yearly inspection, check your appliances, such as boilers, furnaces and water heaters.  

Trim trees near your home. Ice and snow can weigh branches down, causing them to break. Trimming the trees could prevent injury as well as protect your home’s structure.