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Auto Insurance

Auto

Let us customize your insurance for the best possible price.

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Home Insurance

Home

We browse through a wide variety of coverages and find the right one for you.

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Business Insurance

Business

Customize your business insurance for peace of mind.

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Life Insurance

Life

Let us help you protect you and your loved ones for years to come.

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Business

business insurance

The best business insurance program is one that provides a wide range of coverages, at the best cost. We are business insurance specialists offering highly competitive insurance products and services. As an independent agent representing several insurers, we can shop for the right program for your situation and needs.

Quality products and services

  • Business Owners Packages (BOP)
  • Commercial Auto
  • Workers Compensation
  • Manufacturers and Contractors Package
  • Commercial General Liability (CGL)
  • Artisans & Contractors Insurance
  • Hotel & Motel Insurance
  • Auto Repair

Important considerations

  • Directors & Officers Liability
  • Errors & Omissions coverage
  • Product Liability protection
  • Commercial Umbrella
  • Seasonal business considerations
  • Business interruption insurance
  • Flood, earthquake coverage
  • Safety and loss control services
  • Workers Comp claims service
  • Boiler & Machinery
  • Bonding & Surety
  • Commercial Fleet
  • Employment Practices Liability
  • Inland Marine
  • Ocean Marine
  • Liquor Liability
  • Loss of business income

Special Coverages

Business Owners Insurance Policy (BOP)

BOPs combine protection from all major property and liability risks in one package. BOPs were originally created for small and mid-sized businesses that generally face the same kind and degree of risk. BOPs include: property insurance for buildings and contents owned by the company, business interruption insurance, liability protection against legal claims. BOPs do NOT cover professional liability, auto insurance, workers’ comp or health and disability insurance.

The above is meant as general information only to help you understand various insurance coverages. For detailed explanations and contract information. we encourage you to contact one of our professional counselors. Thank you.

We offer Group Health Insurance – more info here.

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631.727.4114

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225 Howell Ave., Riverhead NY 11901
P: 631.727.4114 | F: 631.727.7138 | E: info@luptonandluce.com
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