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Personal and Business Umbrellas

As the name implies, Umbrella policies cover a broader range of risks
than standard Homeowners and Business policy coverages:

Personal Umbrella: Low-cost liability coverage that offers extra protection
beyond the limits of liability on your auto and homeowners policies. It provides
extra security if you're sued for damages involving your car, property or while you
are participating in activities such as golfing, boating or skiing. Have a young
driver in the family? Own a dog? Have a swimming pool? Operate recreational
vehicles or a boat? These are all good reasons to look into umbrella coverage.

Business Umbrella: A commercial umbrella provides higher limits over your
General Liability coverage and your commercial auto liability policy. Like a personal
Umbrella, it gives you extra security against the high costs of liability suits.

We can help you determine what your situation calls for and counsel you on the
purchase the right amount of coverage, at the right cost.



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Lupton & Luce, Inc., 225 Howell Avenue, Riverhead, NY 11901
Auto Insurance, Home Insurance, Business Insurance, and Boat Insurance for Long Island
Phone: (631) 727-4114 Fax (631)727-7138. | Site Map